By Bart Astor
Solid options and step by step directions for making plans the subsequent level of your lifestyles
Life after 50 isn’t what it was once. the principles have replaced. not more assured pensions, retiree overall healthiness plans, or huge rest and trip. It’s time to forge new paths and create leading edge types. That’s the place the AARP Roadmap for the remainder of Your Life is available in. Bart Astor, writer of greater than a dozen books, deals a complete advisor for making way of life judgements, turning out to be your nest egg, and knowing your objectives. This AARP book—
• presents advice at the key parts you’ll have to think of: funds and paintings, healthiness and health, Medicare and Social defense, property making plans, assurance, housing, and more
• deals professional pointers on developing age- and health-specific objectives via a private “Level of Activity” scale in response to how energetic you could and need to be
• contains advice for locating enjoyable and satisfying actions or even finishing your bucket list
• provides ready-to-use worksheets that can assist you set and meet monetary making plans targets, get your criminal affairs so as, and retain sufficient overall healthiness insurance
• encompasses a complete record of helpful assets
Read or Download AARP Roadmap for the Rest of Your Life: Smart Choices About Money, Health, Work, Lifestyle ... and Pursuing Your Dreams PDF
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Additional info for AARP Roadmap for the Rest of Your Life: Smart Choices About Money, Health, Work, Lifestyle ... and Pursuing Your Dreams
If you have expenses you know you'll have from year to year, put that money in a flex account so you don't have to pay taxes on it. If you get denied on an insurance claim for medical care, don't give up just yet. Appeal the decision. If you're denied again, contact the insurance commission in your state. They may be willing to mediate the dispute between you and your insurer. If they make a decision in your favor, you're off the hook for your medical costs. It's worth a shot. When you need prescription medicines, go over the list of prescription medications your insurance covers with your doctor.
This lets you avoid the installment fees life insurance companies charge for the convenience of making monthly or quarterly payments. Try to improve your health before shopping around. If you're overweight and have high blood pressure and cholesterol, you're going to pay a lot more than you would if you were of normal weight and completely healthy. If you have a health condition you can cure or treat, take care of it before you shop around for a policy. This will allow you to lock in lower prices.
I'm a 38-year old mother of two who was born into a working class family. I learned a thing or twenty from my mother about saving cash growing up. She never had a job that paid more than $8 an hour, yet managed to save up well over $300K over the course of her life. She purchased and paid for a townhome and always managed to put food on the table. As I sit here and look back at my childhood, I realize how poor we were, but we never felt poor then. We always had three meals a day, a roof over our heads and clothing on our back.